BUDGETING
BUDGETING / MONEY MANAGEMENT RESOURCESo Budgeting Calculatoro Financial Worksheetso Planning to Stay Ahead (ISU-E)o Planning Your Personal Budget (AARP)o (Printable) Budgeting Worksheeto Tracking Your Spending (ISU-E)o Using a Check Register to Track Expenses  

CREDIT CARDS
CREDIT CARD RESOURCESo CARD FAQso Card Reportso Choosing a Credit Cardo Credit Card Calculatoro Credit Card Selection Toolso Lower Your Credit Card Rate Todayo What if Card is Lost or Stolen?  

CREDIT ISSUES
CREDIT ISSUES - RESOURCESo Credit Centralo Credit Reportingo Credit Scoringo Disputing Errors - Equifaxo Disputing Errors - Experiano Disputing Errors - TransUniono FACTA (Fair & Accurate Credit Transactions Act)o Improving Your Credito Ordering Free Annual Credit Reporto Why Should I Review My Credit Report?  

DEBT MANAGEMENT
DEBT MANAGEMENT RESOURCESo Cost of Making Minimum Paymentso Credit Card Payoff Calculatoro Dealing with Debt Problems (AARP)o Debt Investment Calculatoro Eliminating Debt - "The PowerPay Way"o Loan Payoff Calculatoro Which Bills Do I Pay First?  

HOMEOWNERSHIP
HOUSING RESOURCESo Buying vs Rentingo Credit Scoring Impact on APRo Fannie Mae - Home Buying Guideo How Much Would Refinancing Save Me?o HUD-Approved Counseling Agencieso Mortgage Amortization Calculatoro Mortgage Qualification Calculatoro Relocation Toolso Resources for Iowanso Reverse Mortgageso Should I Increase My Mortgage Paymento Should I Refinance?  

INTEREST RATES
KEY INTEREST RATESo Auto Loan Rateso Home Equity Rateso Mortgage Rateso Mortgage Refinance Rateso Student Loan Rates  

INSURANCE
INSURANCE RESOURCESo Insurance Basics - Auto, Home, Life ...o Insurance Centero Insurance Gripe.como Insurance Scoringo Insurance Plannero Learning Centero Life Insurance (FAQ)o Life Insurance Needs Estimatoro Shopping for Insurance (Instant, Online Quotes)  

INVESTING 101
BASIC FINANCIAL PLANNING RESOURCESo 401(k) Informationo Investing 101o Investing for Your Future (Rutgers)o Investing in Bondso Learning About Mutual Fundso Mutual Fund Education Allianceo Roth IRAo Saving For College  

IOWA STATE UNIVERSITY EXTENSION
ISU EXTENSION RESOURCESo Iowa Concerno ISU-E Answer Lineo ISU-E Families Extension Staffo ISU-E Financial Managemento ISU-E Financial Publicationso Local Extension Officeo Money Mechanics Series  

OTHER FINANCIAL RESOURCES
"OTHER" FINANCIAL RESOURCESo 66 Ways To Save Moneyo American Savings Education Councilo FDIC "Money Smart" Programo FinanCenter Calculatorso Flex Spending/401(k) Tax Savings Calculatoro FTC Consumer Information Menuo Identity Theft Resourceso Iowa Credit Unionso MyFICO Calculatorso "My Money" Financial Resourceso National "Do Not Call" Registryo Opting Out of Marketing Lists  

OTHER FINANCIAL TOPICS
"OTHER" FINANCIAL TOPICSo Bankruptcy FAQo "Check 21"o Choosing a Counseloro Consumer Rights & Protectiono Getting Organizedo Introduction to Willso Predatory Lendingo Record Keepingo Social Security  

STUDENT LOAN CONSOLIDATION
STUDENT LOAN CONSOLIDATION RESOURCESo Calculating Your Loan "Weighted Average"o Consolidation Mythso Federal Loan Consolidation FAQso In-School Consolidation (must have Direct Loan)o Private/Alternative Loan Consolidationo Repayment Optionso UHEAA (Utah) Federal Loan Consolidation Programo What Will My Loan Payment Be?  

STUDENT SURVIVAL
STUDENT FINANCIAL RESOURCESo Access Your Federal Loanso Deferment Eligibility Charto Federal Loan Borrowing Limitso Financial Path to Graduation (BYU)o International Student Loan Findero International Student Financial Aid Resourceso ISU Education Costso ISU Emergency Loan Programo ISU Financial Aid Officeo ISU Scholarships and Grantso Loan Forgiveness Options for Child Care Providerso Loan Forgiveness Options for Teacherso Loan Locatoro Student Loan Outfitters Program  

TAX ISSUES
TAX PLANNING RESOURCESo Current Tax Rateso Deducting Student Loan Interesto Do I Have to File?o Earned Income Tax Credito Education Tax Benefits (Pub 970)o Federal Tax Formso Forms and Publicationso Free Online Tax Filingo Internal Revenue Serviceo Iowa Tax Formso State Tax Formso Tax Centero Tax Guide (Pub 17)o Tax Topicso Understanding Taxes (tutorials & simulations)